Database 02 — Group & Collateral Mapping

Customer Groups

48

avg. 4.2 members

Group Exposure

AED 1.87bn

78% of total book

Largest Group

AED 142m

Al Waha Group LLC

Cross-Selling Rate

3.4x

products per group

Watch Groups

6

under review

Group ID	Group Name	Members	Sector	Total Exposure (AED m)	Drawn (AED m)	Committed (AED m)	Avg. Rating	RM	Status

Collateral Objects

312

registered assets

Total Market Value

AED 3.12bn

as of Q4 2025

Avg. Haircut

28.4%

regulatory adjusted

Real Estate

67%

by value

LTV > 70%

34

objects at elevated LTV

SPD Agreements

312

all collateral documented

Connected Relationships

287

identified linkages

Cross-collateral

89

shared collateral relationships

Guarantees

124

parent/subsidiary guarantees

Director Links

74

common directorship

Group Hierarchy Explorer

Click any group to expand member entities and their individual exposures and roles.

Total Facilities

1,847

active credit lines

Term Loans

892

avg. 4.2yr remaining

Revolving Credit

441

avg. utilisation 61%

Guarantees

312

issued

Letters of Credit

202

outstanding

Facility ID	Customer	Type	Purpose	Limit (AED m)	Drawn (AED m)	Maturity	Rate	Collateral (COL)	SPD Ref.	RW %	CBUAE Class